Rising divorce rates among the over-60s has put the issue of splitting pensions in the spotlight, explains Chris Longbottom, Head of Family Law at Shoosmiths’ Manchester office. On the back of well publicised increases of those over 60 seeking divorce – perhaps due to the stigma of divorce being less of an issue to a […]
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Life insurance can be a very useful wealth transfer tool, providing several benefits around tax-efficiency and control – it need not be the preserve of only the ultra-wealthy.
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2015 has been hailed as the “Year of Pension Freedom”, since from the end of this tax year on 5 April savers will have unprecedented autonomy over how they use their retirement pots. Individuals will be freed from the obligation to purchase an annuity for a large share of their money and instead will be […]
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If you missed the scramble for NS&I pensioner bonds, there are investment alternatives if you take proper financial advice, explains Wendy Spires. News abounds of websites crashes and jammed switchboards as investors clamour to access the market-beating bond rates on offer. It’s easy to see why savers are piling in. At a time when interest […]
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