A greener, more digital future sets the scene for 2021, yet investors have to be clever in executing views on the biggest investment themes of our time.

Don’t be held back by any fears you might have about investing being a labour-intensive undertaking: wealth managers implement high-impact, low-maintenance strategies as a matter of course.

It’s difficult to say what 2021 will bring for investors (or indeed taxpayers), but it is certain that being proactive about your financial affairs will serve you well whatever the year has in store.