Our users are very much harnessing the New Year energy to make positive changes in both their investment management and financial planning strategies; will you join them?

Investment management and financial planning need to be studiously aligned to make the absolute most of your wealth, but all too often people can neglect the tax, structuring, retirement and inheritance sides of things.

The “back to school” mood means that we’re matching more people to wealth managers than ever this month, with both investment and financial planning related queries coming in thick and fast.

We see no signs of investors taking the traditional summer break and we’re also seeing users of our service getting very proactive on family wealth planning matters, too.

The UK’s legal landscape has changed significantly for High Net Worth Individuals in recent times and there are further changes coming down the line they should also be aware of.

Simon Prescott, Senior Wealth Planner at Nedbank Private Wealth, weighs up how new approaches may encourage planning for the future, including preparing for any difficulties linked to mental incapacity.

Many believe incoming changes to the UK’s divorce rules, along with pandemic pressures, will cause a spike in separations – and there are a great many wealth implications to consider.

The wealth implications of cognitive decline are often neglected, but by taking action to secure financial wellbeing well ahead of time the broader impacts of this terrible condition can be mitigated.

Estate planning can seem like an intimidating area, but it needn’t be if you follow the signpost questions you need to ask of yourself – and the wider family – set out in this simple guide.