Sam Cowan, Chartered Financial Planner at Charles Stanley, takes a look at some of the most popular ways many parents and grandparents use to make financial gifts and the factors that should be considered to optimise results.

How to save and invest effectively for the next generation often comes up in our users’ top concerns. There are a number of strategies to pursue, many of which – like child pensions – you may not have considered.

Nero Patel, Wealth Planning Director at Canaccord Genuity Wealth Management, explains why High Net Worth Individuals should be wary of persuasive marketing and only transfer a final salary pension if it absolutely makes sense.

Care home fees can amount to thousands of pounds a week, creating serious concerns for families that wealth managers are addressing with clever investment strategies.

Wealth planning and inheritance are fraught with complexity, and there is great need for families to air issues around amounts, timings and tax as early as possible to ensure the wellbeing of all their members.

Same-sex partnerships, adoption and surrogacy create many wealth management complexities, particularly around tax, inheritance and domicile, that all HNWIs should be aware of.

Students – and parents – want to maximise the return on their investment when it comes to higher education, making knowing the best-paid degrees a wise move.

Helping family onto the property ladder is now the norm, but it is essential to understand the implications of all your options.

Why Family Investment Companies are an increasingly common wealth structuring tool, which have protection built in.