People tend to focus on the investments side of the wealth management equation, but a sound financial plan should really be your starting point. Everything follows from knowing what you are investing for, when you need results and what it will take to achieve your goals.

The ending of a year and the chance for contemplation means December is the ideal time to take financial stock. Consider how your situation and aims have evolved in light of the following five ways you can make your wealth work harder in 2019.

Wealth planning and inheritance are fraught with complexity, and there is great need for families to air issues around amounts, timings and tax as early as possible to ensure the wellbeing of all their members.

Same-sex partnerships, adoption and surrogacy create many wealth management complexities, particularly around tax, inheritance and domicile, that all HNWIs should be aware of.

Students – and parents – want to maximise the return on their investment when it comes to higher education, making knowing the best-paid degrees a wise move.

Helping family onto the property ladder is now the norm, but it is essential to understand the implications of all your options.

This guide explains the key benefits – and challenges – of investing via a SIPP and outlines when the affluent might need to take professional advice.

Why Family Investment Companies are an increasingly common wealth structuring tool, which have protection built in.

Footballers, like other sportspeople, have unique earnings patterns – a potentially a very long retirement – which makes professional wealth advice incredibly important for them.