Much of people’s attention tends to be on the accumulation phase of retirement planning, but how savers choose to deploy their funds when they retire – and beyond – is crucial.

Commodities, financials and shipping are just some of the areas discussed this month as the experts emphasise the importance of professional-level diversification.

Investors are seeking stronger diversification, reduced costs and tax mitigation strategies to cope with whatever the world brings in the months (and years) ahead.