Sam Cowan, Chartered Financial Planner at Charles Stanley, takes a look at some of the most popular ways many parents and grandparents use to make financial gifts and the factors that should be considered to optimise results.

2019 has been an eventful year on the wealth management front, with numerous changes affecting financial planning for HNWIs to contend with, alongside a tumultuous investment environment.

People tend to focus on performance without fully appreciating that small differences in investment costs also make a massive impact on your wealth. Here is one investment health check you must perform as soon as you can.