As the economic horizon darkens, investors are going to need to pay close attention to the asset classes – and individual holdings – they populate their portfolios with; careful bond selection is just one element of this.

The “back to school” mood means that we’re matching more people to wealth managers than ever this month, with both investment and financial planning related queries coming in thick and fast.

Inflation and interest rates continue to dominate airwaves, but investors should not let bad news deter them from pursuing good opportunities to grow their wealth.

We see no signs of investors taking the traditional summer break and we’re also seeing users of our service getting very proactive on family wealth planning matters, too.

Home bias and currency risk should be front of mind for High Net Worth Individuals as geopolitical drama and monetary policy ramifications continue to rock markets – and in turn many investors’ portfolios.

HNWIs are proving keen to explore their options around pension drawdown, equity release and buying in big on the benighted tech sector this month.

Inflation risks might be somewhat overblown, at least looking past 2022, and investors should not forget that a number of assets may fare well while high levels persist.

Investment risk comes in many forms, as emphasised by this month’s wealth management experts: keep calm, but don’t be blindsided by neglecting today’s manifold dangers.

Lower-risk investing can still make for meaningful returns and here one wealth manager offers their formula for what is undeniably a challenging environment for investors.