Passion investments are the opposite of throwaway gifts, and offer the real possibility of strong investment returns as well as the joy of ownership itself over the years.

Avoiding these classic wealth management mistakes will help ensure you are always making the most of your financial health, rather than paying the price for a lack of proactiveness.

It’s important to have a handle on how worst-case scenarios could impact your investments, but it’s equally important to take a balanced view, as our expert wealth managers explain.

Equities investors have lots to weight up as they decide on the markets, sectors and companies well positioned for the months ahead, and there are both risks and opportunities it would be costly to miss.

Picking winning stocks, how much to allocate to alternatives and the ramifications of the forthcoming US elections are top of investors’ concerns this month, alongside proactive estate planning.

Joining this year’s rush of “goldbugs” might seem tempting if growth predictions are to be believed, but investors must look at their portfolio in the round first.

Emerging economies’ rising debt ratios, the online revolution in retail and the wisdom of watching and waiting are all brought to the fore by our investment experts this month.

Private education is a real investment into your children’s future and you should ensure you plan for it as such, taking a long-term view to maximise value and minimise stress.

Markets continue to rise, but pockets of value certainly still exist in certain equities, alongside a number of both corporate and government bonds.