1.1. You shall only use the Website, the Questionnaire and the FAWM Service for your own personal use and shall not commercially exploit them in whole or in part or use them for any unlawful, fraudulent or malicious purpose.
1.2. You acknowledge and agree that if you do not own the computer or device on which you access the Website, you have obtained permission from the owner to use and access the Website from such a computer or device and that you are responsible for the use of and access to the Website by way of such a computer or device.
1.3. You are solely responsible for all costs and expenses which you incur in relation to your use of the Website, including, but not limited to, any charges relating to internet access.
1.4. FAWM reserves the right to modify, suspend access to or discontinue the Website, either temporarily or permanently, either with or without notice to you.
1.5. FAWM may prevent or restrict your access to the Website if you do not comply with any part of these Terms or any applicable laws.
2.2. You acknowledge that we may place cookies on your device from time to time. Cookies are text files placed on your computer to collect standard internet log information and visitor behaviour information. The information is used to track visitor use of the Website and to compile statistical reports on website activity. For further information about cookies visit www.aboutcookies.org or www.allaboutcookies.org. You can set your browser not to accept cookies and the above websites tell you how to remove cookies from your browser.
3.1 You acknowledge and agree that the Website and all intellectual property rights in it and its content are owned by FAWM and/or its licensors and nothing in these Terms grants you any proprietary rights in the Website or its content. You may use the Website and its content only as permitted by these Terms and as necessary to enable you to access any services we provide to you through the Website.
3.2. You shall not circumvent or delete any copyright, trade mark or other proprietary notices contained in the Website, including any intellectual property notices, or any other security technology embedded or contained within the Website.
4.1. You shall not copy, reproduce or redistribute any of the Website or its content, in whole or in part, unless you have FAWM’s express written consent to do so.
4.2. You shall not link to the Website, nor shall the Website be framed on any other website, without having obtained FAWM’s express written consent.
5.1. The contents of the Website do not purport to provide any financial, investment or professional advice and nothing on the pages of the Website shall be deemed to constitute the offer or provision of financial, investment or other professional advice in any way.
5.2. Whilst FAWM uses reasonable care to ensure that information on the Website is correct, neither FAWM, nor any third parties, provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the content found or offered on the Website for any particular purpose.
5.3. You acknowledge and agree that the content on the Website may contain inaccuracies or errors and that you rely on such content entirely at your own risk.
5.4. Any links or connections to third party websites, web services and content contained in the Website are not under FAWM’s control and FAWM is not responsible or for such websites, web services and content or any cookies such third parties may place on your computer or device. Your use of these third party websites, web services and content may be subject to third party terms and requirements and you acknowledge and agree that you are responsible for adhering to these. Their publication on the Website does not imply FAWM’s endorsement of, and you shall use your own independent judgment regarding your interaction with, any third party websites, web services or content.
6.1. You shall use reasonable endeavours to ensure that you do not introduce computer viruses, worms, software bombs or other similar items into the Website.
6.2. You shall not use the Website in a way that could damage, disable, overburden, impair or compromise the Website or its security.
6.3. You acknowledge and agree that any messages sent via the Website are not secure and that any messages sent to FAWM by way of the Website are sent entirely at your own risk.
6.4. You acknowledge and agree that there is no guarantee that any message sent by way of the Website will be received by FAWM and FAWM shall only be deemed to have received such a message if FAWM responds to or acts upon it.
7.1. To the fullest extent permitted by law, FAWM accepts no liability in any event (including, but not limited to, (i) negligence for any damages or loss of any kind, (ii) direct, indirect, incidental, special or consequential damages or losses arising out of, or in connection with, any error, omission, defect, computer virus or system failures, or (iii) loss of any profit, goodwill or reputation) arising out of or in connection with the access to, use of, unavailability of, performance of or linking to the Website or any of its content.
8.1. FAWM reserves the right to update these Terms from time to time by making a revised version available to you on the Website. Your continued use of the Website following any changes will mean that you accept such changes. It is your responsibility to check these Terms from time to time to verify such changes.
8.2. You shall have no right to vary these Terms without FAWM’s express prior written agreement.
8.3. FAWM may assign, novate or otherwise transfer any of its rights or obligations under these Terms by giving you written notice including notice on the Website. You shall not assign, novate or transfer any of your rights or obligations under these Terms without FAWM’s prior written consent.
8.4. No one other than a party to these Terms has any right to enforce them under the Contracts (Rights of Third Parties) Act 1999 or otherwise.
8.5. If any provision or part-provision of these Terms is held or made invalid, illegal or unenforceable by a court or legislative instrument, it shall be deemed modified to the minimum extent necessary to make it valid, legal and enforceable. If such modification is not possible, the relevant provision or part-provision shall be deemed deleted. Any modification to or deletion of a provision or part-provision under this clause shall not affect the validity and enforceability of the rest of these Terms.
8.6. Your use of the Website and any dispute arising out of such use is subject to the laws of England and Wales, and the English courts will have jurisdiction in any such matters.
9.1. The Website includes a functionality whereby individuals complete an online questionnaire (the “Questionnaire”) which FAWM then uses the results from to introduce the individual with suggested wealth managers (the “FAWM Service”). When providing the FAWM Service, FAWM shall:
9.1.1. act impartially and only introduce you to wealth managers on the basis of (i) your answers to the Questionnaire, (ii) any other relevant information you provide to us and (iii) information provided to us by the wealth managers regarding the services they provide;
9.1.2. introduce you to a maximum of three wealth managers unless:
126.96.36.199. you specifically request more;
188.8.131.52. a wealth manager has not contacted you within one week of you confirming to us that you wish the wealth manager to contact you (and you inform us of this);
184.108.40.206. after meeting with a wealth manager that FAWM has introduce to you, you deem the wealth manager unsuitable for you;
220.127.116.11. you are already a client of the wealth manager introduced by us or have engaged in a two way communication with them in the 6 months prior to using the FAWM Service; and
9.2. When using the FAWM Service you acknowledge and agree that:
9.2.1. you shall complete the Questionnaire in good faith with a genuine intention of discussing your requirements with the wealth managers to whom we introduce you;
9.2.2. you shall provide, to the best of your knowledge accurate answers to the Questionnaire;
9.2.3. you shall provide FAWM with reasonable responses to any queries FAWM may have in addition to the Questionnire including, but not limited to, queries relating to your answers to the Questionnaire and existing relationships you may have with wealth managers;
9.2.4. FAWM is an impartial and cost-free service for you to use. Fees are levied by us to wealth managers for the provision of client leads. These can include:
18.104.22.168. an annual fee for marketing services and infrastructure set-up;
22.214.171.124. an upfront payment for the provision of leads; and
126.96.36.199. a success fee if they transact business with a client lead originated from us,
and it is the responsibility of the wealth manager to disclose to you any fees they have paid to a third party is respect of their introduction to you;
9.2.5. FAWM is entitled to withdraw the provision of the FAWM Service at any time;
9.2.6. FAWM has no responsibility for any goods or services offered by the wealth managers to whom you are introduced or any other third party. Any information provided to you as part of the FAWM Service should be regarded as indicative only and we cannot be held legally liable or responsible for the accuracy, completeness and usefulness of the information or the actions taken or not taken as a result of the use of the FAWM Service by you. Use of the FAWM Service is entirely at your own risk;
9.2.7. FAWM is not responsible if a wealth manager decides not to accept your application to open an account with them;
9.2.8. FAWM is not providing you with financial, investment or professional advice, either generally or in respect of a particular investment, and nothing on the pages of the Website shall be deemed to constitute the offer or provision of financial, investment or other professional advice in any way; and
9.2.9. FAWM only promotes the services of suitably authorised and regulated wealth managers and does not itself, and will not, offer or provide any financial advice or carry on any other regulated activities as defined in The Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.
9.3. We may also wish to provide you with information about special features of our Website, ask for your feedback, send a newsletter featuring content or any other information on a service or products we think may be of interest to you or other similar materials. As a user of the Website you may be sent this information from time to time. Our business ethos is not to send spam emails to our users and we keep this to the bare minimum and always with the aim of providing the user with what we believe is genuinely interesting information. If you would rather not receive this information, please send an email entitled ‘findaWEALTHMANAGER.com Marketing’ to [email protected]. If you agree to us providing you with marketing information, you can always opt out at a later date. All of our marketing emails feature an ‘unsubscribe’ function on the emails themselves.